For Lafayette Parish residents facing financial hardship, securing rental assistance in Lafayette, LA, can feel overwhelming, especially when faced with the threat of eviction. Help with rent is available through a network of dedicated local organizations designed to provide financial support, prevent homelessness, and offer a path back to stability. This resource centralizes the information you need, providing clear, direct guidance on which agencies to contact, the documents required for your application, and the specific steps to take to access housing support.
Immediate Crisis Support: Your First Steps for Eviction or Utility Shut-Off
If you are facing an immediate housing crisis, such as a pending eviction or a utility shut-off notice, taking swift and correct action is critical. The following resources are your first line of defense.
First Call for Help: Dial 2-1-1 (232-HELP)
Your first and most important call should be to 2-1-1. In the Acadiana region, this service is operated by 232-HELP. This is a free, confidential information and referral hotline that connects individuals and families to essential health and human services. A trained specialist will assess your situation and provide referrals to the most appropriate local agencies in Lafayette Parish that can assist with rent, utilities, food, and healthcare services. Think of 2-1-1 as your starting point for navigating the local support system.
If You Have an Eviction Notice: Contact Legal Aid Immediately
Receiving a formal eviction notice is a serious legal matter that requires a specific response. It is highly recommended that you seek legal guidance to understand your rights and obligations as a tenant.
Acadiana Legal Services Corp. provides free legal assistance to low-income residents throughout the region, including Lafayette Parish. Contacting them can be a critical step in preventing an eviction. Their attorneys can help you understand the legal process, ensure your rights are protected, and may be able to negotiate with your landlord on your behalf.
Engaging legal aid is not just for those with a court date. The application process for rental assistance often requires documents that only your landlord can provide, such as a completed W-9 form or a detailed rental payment history, known as a rental ledger.
In a strained landlord-tenant relationship, obtaining these documents can be a significant roadblock. An uncooperative landlord can stall or completely halt your application for aid. Acadiana Legal Services can provide crucial support in these situations by advising you on your rights and potentially communicating with the landlord to secure the necessary paperwork, thereby unblocking your path to receiving financial help.
Key Emergency Rental Assistance Providers in Lafayette Parish
While the statewide Louisiana Emergency Rental Assistance Program has closed, Lafayette Parish is one of seven parishes that administers its own local funds. This means assistance is still available, but it is distributed through a few key community organizations.
Understanding which agency to contact is essential. The local system is fragmented, with each organization having distinct rules and application processes. Contacting the right one from the start can save valuable time and prevent your application from being discarded.
A. SMILE Community Action Agency: Your Primary Contact for LEAP
For over 50 years, the St. Martin, Iberia, Lafayette Community Action Agency (SMILE) has been a cornerstone of support for residents. It is a primary administrator for several government-funded programs aimed at alleviating poverty.
Programs Offered: SMILE manages multiple funding streams for housing support. The main program is the Lafayette Emergency Assistance Program (LEAP), which offers direct rental assistance. Additional funds may be available through the Community Services Block Grant (CSBG) and the Emergency Food and Shelter Program (FEMA), which can also be used for rent and mortgage payments.
How to Apply at SMILE: The main office is located at 501 St. John Street, Lafayette, LA 70501, and their phone number is (337) 234-3272. Historically, SMILE has specific intake days for different types of assistance. Critically, applications for rent and mortgage assistance have often been accepted on Tuesdays only. It is vital to call the office beforehand to confirm their current application schedule and hours.
B. Catholic Charities of Acadiana (CCA): Financial and Utility Support
Catholic Charities of Acadiana (CCA) is a faith-based organization offering a broad range of services, including emergency financial assistance to prevent homelessness, primarily through its Msgr. Sigur Center.
Programs and Eligibility: CCA provides aid to individuals and families experiencing a temporary financial crisis that threatens their housing or essential utilities. However, there are critical eligibility restrictions. CCA generally cannot provide rental assistance to tenants in subsidized housing, such as Section 8 or public housing. Assistance is also typically unavailable for those subleasing or renting from a relative.
"Share the Light" Program: CCA administers the "Share the Light" program with Lafayette Utilities System (LUS). This fund, supported by customer donations, provides LUS customers with a one-time grant of up to $300 for utility bills. To qualify, you must be an LUS customer and provide a current bill, a photo ID, and either proof of income or written proof of a recent crisis.
How to Apply at CCA: Call (337) 235-4972 to inquire about available funds and the current application procedure. Be prepared for a process that may involve email and submitting documents electronically.
Navigating the System: SMILE vs. Catholic Charities
The distinction between these two main providers is crucial. Because the centralized state program is no longer active, help is delivered through this local, decentralized network.
SMILE and Catholic Charities of Acadiana both administer LEAP funds, but they operate under different rules and do not share an application system. In fact, SMILE's application explicitly states that it will not process applications originally submitted to CCA. This means applying to the wrong agency first can cause critical delays.
Therefore, a clear path is necessary. If you live in Section 8 or other subsidized housing, your primary contact for rental assistance should be SMILE. If you are in non-subsidized housing, you may be eligible for help from either agency, but you should start by contacting only one to avoid having your application discarded.
C. Specialized and Targeted Housing Support
Beyond the two main LEAP providers, other organizations offer housing assistance for specific populations.
The Outreach Center: This organization's Rapid Re-Housing Program is designed for individuals and families who are currently experiencing homelessness. It is not an eviction prevention program. Services focus on moving people into permanent housing by helping with rental deposits, short-term rental payments, and case management. The contact number is (337) 237-7618.
Acadiana Cares: This agency provides short-term financial assistance with rent and utilities, but this support is generally directed toward their established clients. Eligibility is often linked to specific circumstances, such as being a person living with HIV, experiencing substance use disorder, or facing homelessness. Contact them at (337) 233-2437 to inquire about their services.
Your Application Success Kit: Documents and Tips
The application process for assistance can be demanding. Being prepared with the correct documentation can significantly reduce stress and increase your chances of a successful outcome.
A. Master Document Checklist
Before you make your first call or visit, gather the following documents. Nearly all programs will require some or all of these items.
Personal Identification:
A current, valid Louisiana State-issued Photo ID or Driver's License for every adult.
Social Security Cards for every person in the household (or a W-2 showing the number).
Birth certificates for any dependents.
Proof of Income:
Pay stubs from the last 30 days for all employed household members.
Current award letters for benefits like Social Security, SSI/SSDI, Unemployment, or TANF.
Bank statements showing direct deposits may also be accepted.
Housing and Crisis Documentation:
A complete copy of your current, signed lease agreement.
The formal eviction notice (e.g., 5-day "pay or quit" notice).
Copies of past-due utility bills or disconnect notices.
Landlord-Provided Documents:
A completed and signed W-9 form from your landlord.
A rental ledger or payment history from your landlord showing what you owe.
A landlord invoice or a specific "past due rent" form from the agency.
B. Tips for a Smoother Process
Prepare in Advance: Gather every document on the checklist before you start. Use your smartphone to take clear pictures or scans of each document so you have digital copies ready.
Communicate with Your Landlord: When requesting the W-9 and rental ledger, be professional and clear. Explain that you are applying for an assistance program and these documents are required for the agency to make a direct payment to them.
Be Persistent and Patient: The demand for assistance is extremely high, and funds are limited. It may take time to get through on the phone or to have your application processed. Be polite but persistent in your follow-up.
Long-Term Housing Solutions: Section 8 and Public Housing in Lafayette
Emergency rental assistance is a short-term grant to resolve an immediate crisis. In contrast, the Housing Choice Voucher (Section 8) Program and Public Housing are long-term federal programs that provide ongoing rent subsidies. These programs are not a source of immediate help, as they typically have waitlists that can last for years.
A. Understanding the Programs
Housing Choice Voucher (Section 8): This program provides a voucher to an eligible family to find a rental unit in the private market. The family pays approximately 30% of its income toward rent, and the housing authority pays the rest to the landlord.
Public Housing: This program involves renting a unit owned and managed directly by the Lafayette Housing Authority (LHA).
B. The Lafayette Housing Authority (LHA): The Source for Vouchers and Public Housing
The sole entity managing these long-term programs for Lafayette, Louisiana, is the Lafayette Housing Authority (LHA). Their official website is https://www.thelha.com/. Be cautious during online searches. There are similarly named housing authorities in Lafayette, Indiana , and Lafayette, Tennessee , which are entirely separate and cannot provide assistance in Louisiana.
C. How to Check the Waitlist Status for 2025 and Beyond
Waitlists for Section 8 and Public Housing open infrequently, sometimes only for a few days at a time and often with little notice. The most valuable skill is learning how to check the official status for yourself.
For example, the LHA announced it would open its Public Housing waitlist for a limited number of applications starting on January 15, 2025. This kind of time-sensitive announcement is how openings are communicated. By knowing where to look, you can stay informed and be ready to act.
Follow these steps to find the current, official status:
Navigate to the official Lafayette Housing Authority website: https://www.thelha.com/.
On the homepage, look for sections labeled “News & Events,”“Announcements,” or “Apply Online”.
Read the most recent posts carefully. These announcements will specify which waitlist—Public Housing or Housing Choice Voucher (Section 8)—is open or closed.
If a waitlist is open, follow the application instructions exactly. The process is almost always online and must be completed within a strict, short timeframe.
If the waitlists are closed, check the website frequently for new announcements.
Financial assistance primarily for established clients (e.g., those with HIV, etc.).
Frequently Asked Questions
What are the income limits to qualify for rental assistance in Lafayette, LA?
Income limits are typically based on a percentage of the Area Median Income (AMI) for Lafayette Parish and vary by program and household size. Because these figures are updated annually, you must contact the specific agency, like SMILE or the Lafayette Housing Authority, for the current income eligibility thresholds.
Is a formal lease agreement required to get help with rent?
Yes, virtually all rental assistance programs in Lafayette, LA require a valid, written lease agreement. This document is essential as it proves your residency, establishes the legal landlord-tenant relationship, and verifies the amount of rent you are obligated to pay each month. Unwritten or informal agreements are typically not accepted.
Can I still apply for assistance if my landlord has already started the eviction process?
Yes, you should still apply immediately. Many programs, like the Lafayette Emergency Assistance Program (LEAP), are specifically designed to be eviction prevention tools. Inform the agency that you have received an eviction notice, as this may prioritize your application for emergency rental assistance in Lafayette, LA.
How is the rental assistance money paid out?
Funds are almost never given directly to the applicant. To ensure the assistance is used as intended, the providing agency will pay the approved amount directly to your landlord, property manager, or utility company. You will typically receive a notification once the payment has been made on your behalf.
If I receive help once, can I apply again in the future?
This depends on the program. Emergency assistance is often limited to once within a 12 or 24-month period to help as many families as possible. Long-term subsidy programs like Section 8 are ongoing. Always ask the specific provider about their policy on receiving subsequent assistance.
Does rental assistance in Lafayette, LA cover mobile home lot rent?
In many cases, yes. If you own your mobile home but rent the land or "lot" it sits on, assistance programs may be able to help with the lot rent. It is treated similarly to apartment rent, but you must confirm your situation's eligibility directly with the organization you are applying to.
Will a poor credit score affect my eligibility for rental assistance?
No, a low credit score does not typically impact your eligibility for emergency rental assistance. These programs are based on your household income, need, and housing stability crisis. They are not credit-based loans, so your credit history is not a determining factor in the application process.
What are my options if my application for assistance is denied?
If your application is denied, first find out the specific reason from the agency. Most organizations have an appeals process you can follow. You can also call 2-1-1 (or 232-HELP) to see if there are other, more niche programs you may qualify for in the Lafayette area.
Is there help available for security deposits or moving costs?
Yes, some programs can assist with costs beyond back-rent. Programs focused on Rapid Re-Housing for those facing homelessness, often through The Outreach Center, may provide funds for security deposits and the first month's rent to help families secure new, stable housing. Catholic Charities may also offer this help.
What is the difference between utility assistance and rental assistance?
While often provided by the same agencies, they are separate. Rental assistance helps pay for your monthly rent to prevent eviction. Utility assistance, like LIHEAP or Share the Light, specifically helps pay for overdue electricity, gas, or water bills to prevent disconnection of essential services. You may need to apply for each separately.
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