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Emergency Housing Vouchers: Critical Rent Assistance and Your Next Steps

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Facing a housing crisis is one of the most stressful experiences an individual or family can endure. In response to the unprecedented challenges of the COVID-19 pandemic, the federal government established the Emergency Housing Voucher (EHV) program as a critical lifeline.

Funded through the American Rescue Plan Act of 2021, this initiative was designed to provide rapid rental assistance to those in the most desperate situations. This includes individuals and families who are homeless, at risk of homelessness, or fleeing violence and human trafficking. The goal was to offer a more agile, responsive solution.

The Need for a New Approach

The creation of a separate EHV program acknowledged that the nation's primary housing safety net, the Housing Choice Voucher (HCV) program (often called Section 8), was not equipped to handle an acute national emergency. The standard HCV program, with its long waiting lists and rigid rules, could not provide the immediate relief required.

The EHV program was therefore built with unique flexibilities to overcome these barriers. These included dedicated funding for support services and higher rent payment standards. While the window for new EHV referrals has closed, the program's structure offers crucial lessons for future housing policy.

What This Means for You Today

For those currently in crisis, understanding the EHV program's legacy is important, but knowing where to turn for help now is essential. This report provides an authoritative overview of the EHV program and clarifies its current status. Most importantly, it outlines the alternative pathways and resources available today to secure stable housing.

Understanding the Emergency Housing Voucher Program

The Emergency Housing Voucher program represents a significant, targeted federal effort to address homelessness. Its design and operational status are unique.

What an Emergency Housing Voucher (EHV) Is

An Emergency Housing Voucher is a form of tenant-based rental assistance. It is funded by the U.S. Department of Housing and Urban Development (HUD) and administered by local Public Housing Authorities (PHAs). "Tenant-based" means the subsidy is tied to the family, not a specific building, empowering them to choose housing in the private market.

Key features of the EHV subsidy include:

  • Tenant Contribution: A household typically pays between 30% and 40% of its monthly income toward rent and utilities.
  • Housing Assistance Payment (HAP): The PHA pays the remaining portion of the rent directly to the landlord.
  • Benefit: This structure makes housing affordable for the family while providing landlords with a reliable source of rental income.

The EHV Program's Current Status: A 2025 Update

It is critical to understand the EHV program's timeline. The national deadline for PHAs to receive new referrals for Emergency Housing Vouchers was September 30, 2023. After this date, HUD prohibited PHAs from reissuing any EHVs that became available.

The intake for the EHV program is now closed in most communities. Local PHA and city government websites confirm they are no longer accepting new EHV referrals. They are instead managing waitlists from applications received before the deadline.

The program has now entered a wind-down phase, focused on supporting families who have already leased homes. In early 2025, HUD announced its final funding allocation, which is expected to cover payments into 2026 but will not fund new vouchers. The primary takeaway is that the EHV program is no longer an entry point for new assistance.

How EHVs Differ from Traditional Housing Choice Vouchers (Section 8)

A common point of confusion is the difference between an "emergency" voucher and a standard Section 8 voucher. The EHV program was not simply a faster way to get a Section 8 voucher; it was a fundamentally different program designed for a specific, temporary purpose.

The key distinctions lie in its target population, application process, and built-in support mechanisms. The standard HCV program is a broad, ongoing program, whereas the EHV program was a short-term, emergency response.

EHV vs. Standard HCV: Key Program Differences

FeatureEmergency Housing Voucher (EHV)Housing Choice Voucher (HCV/Section 8)
Primary GoalRapid re-housing for specific crisis populations during the COVID-19 pandemic.Providing long-term, safe, and affordable housing for low-income families.
Eligible PopulationNarrowly defined: homeless, at-risk of homelessness, fleeing violence, or recently homeless.Broadly defined by income limits, typically below 50% of Area Median Income.
Application MethodReferral only through a Continuum of Care (CoC) or designated partner agency. No direct applications.  Direct application to a PHA's public waiting list, which is often long or closed.
Funding SourceAmerican Rescue Plan Act of 2021 (a temporary, emergency appropriation).Annual appropriations from Congress (an ongoing program).
Special ProvisionsIncluded dedicated service fees (approx. $3,500/voucher) for housing navigation and landlord incentives. Allowed higher payment standards (up to 120% of FMR) and administrative waivers to speed up leasing.Operates under standard program rules with fewer built-in flexibilities for service funding or payment standards.

Eligibility: Who the EHV Program Was Designed to Help

EHV eligibility was highly specific, ensuring the limited vouchers reached those with the most urgent housing needs.

The Four Core Eligibility Categories

To receive an EHV referral, a household had to fall into one of four distinct categories defined by HUD:

  1. Homeless: Living in a place not meant for human habitation, in an emergency shelter, or exiting an institution where they resided for 90 days or less and were homeless before entry.
  2. At-Risk of Homelessness: Having a very low income and insufficient resources to prevent becoming homeless, such as facing eviction within 21 days.
  3. Fleeing Violence: Fleeing, or attempting to flee, domestic violence, dating violence, sexual assault, stalking, or human trafficking.
  4. Recently Homeless: Recently secured temporary housing but remaining at high risk of returning to homelessness without long-term support.

Essential Income and Citizenship Requirements

In addition to the core criteria, PHAs verified two other eligibility layers:

  • Income Limits: The family's total annual gross income could not exceed limits set by the PHA, typically at or below 50% of the Area Median Income (AMI).
  • Citizenship/Immigration Status: At least one household member must be a U.S. citizen or have an eligible immigration status.
  • Exclusions: Applicants could be denied if a household member was subject to a lifetime state sex offender registration or had been convicted of manufacturing methamphetamine in federally assisted housing.

The EHV Referral System: The Path to Receiving a Voucher

The EHV program's most distinctive feature was its referral-based system, designed to bypass waiting lists and direct aid to the most vulnerable.

Why You Cannot Apply Directly

Unlike the Section 8 program, the EHV program did not allow for direct applications. HUD specifically waived the requirement for a public waiting list. Instead, every EHV was allocated through a direct referral from a designated community partner to prioritize those already connected to the local homeless services system.

The Role of Your Local Continuum of Care (CoC)

The central player in the referral process is the local Continuum of Care (CoC). A CoC is a regional planning body that coordinates housing and services for homeless individuals and families.

Each CoC operates a Coordinated Entry (CE) system, which acts as the "front door" for anyone in a housing crisis. The CE system assesses needs and connects people to resources. The CoC or its partners were responsible for the initial eligibility determination and referring the household to the PHA.

How to Connect with a CoC or Referral Partner

Although EHV referrals are closed, the process for seeking other forms of help remains the same. Anyone experiencing or at risk of homelessness should:

  • Dial 2-1-1: This universal, 24/7 hotline connects callers to local social services, including the entry point for homeless assistance.
  • Contact Homeless Service Providers Directly: This includes local shelters, drop-in centers, and domestic violence organizations. These agencies are the referral partners that work with the CoC.

The Function of the Public Housing Authority (PHA)

The Public Housing Authority's role began after a referral was made by the CoC. The PHA's primary functions were to:

  1. Accept the official referral from the CoC or partner agency.
  2. Conduct a secondary eligibility check for income, citizenship, and other requirements.
  3. Issue the voucher to the family and provide a briefing on its use.
  4. Administer the program by inspecting units, approving rents, and making payments to landlords.

This mandated partnership between PHAs and CoCs often proved challenging. These are typically separate organizations with different systems and cultures. Research found this led to coordination issues and delays, highlighting that effective collaboration requires more than a mandate; it requires investment in supportive infrastructure.

From Voucher to Home: The Housing Search Process

Once approved, a family received their voucher and began the challenging process of finding a home in the private rental market.

Steps to Take After a Voucher Is Issued

After the PHA confirms eligibility, the household attends a mandatory briefing session. The voucher is then "issued," and families generally had up to 180 days to find a unit.

A key benefit of the EHV program was funding for "housing navigation" services. These services provide hands-on assistance with the search, help with applications, and can cover move-in costs like security deposits.

Finding Landlords and Properties

Securing a rental unit is often the highest hurdle. The following strategies can improve success:

  • Start with the PHA: The local housing authority often maintains lists of landlords familiar with voucher programs.
  • Use Online Listing Services: Websites like AffordableHousing.com, Realtor.com, and Apartments.com are common resources.
  • Target LIHTC Properties: Use HUD's Resource Locator to find Low-Income Housing Tax Credit (LIHTC) properties, which are legally required to accept vouchers.
  • Leverage Case Management: A housing navigator or case manager can advocate on a tenant's behalf.
  • Personal Outreach: Approaching private landlords directly with a personal letter explaining the voucher program's benefits can be effective.

The Request for Tenancy Approval (RFTA) and Inspection

Once a potential unit is found, the landlord must complete a Request for Tenancy Approval (RFTA) packet for the PHA. After submission, the PHA takes three final steps:

  1. Housing Quality Standards (HQS) Inspection: The PHA inspects the unit to ensure it is safe and sanitary.
  2. Rent Reasonableness Determination: The PHA assesses the proposed rent to ensure it is reasonable for the local market.
  3. Contract Execution: Once approved, the PHA, landlord, and tenant sign the lease and the Housing Assistance Payment (HAP) contract.

A Critical Hurdle: Navigating Source of Income Discrimination

Many families with vouchers face an illegal obstacle: landlords who refuse to rent to them because they use housing assistance.

Identifying Unlawful Discrimination

Source of income (SOI) discrimination is the illegal practice of refusing to rent to a tenant based on their use of a housing voucher or other public assistance. Examples include:

  • Advertisements with phrases like "No Section 8" or "No Programs".
  • Refusing to process an application from a voucher holder.
  • Requiring voucher holders to meet higher income standards or pay larger security deposits.
  • Stating a preference for employed tenants over those receiving other lawful income.

Your Rights as a Voucher Holder

Legal protection from SOI discrimination depends heavily on where a person lives, as there is no explicit federal law that prohibits it nationwide.

  • State and Local Laws: As of late 2022, 17 states and over 100 localities have enacted their own laws banning SOI discrimination, protecting more than half of all voucher holders.
  • The Fair Housing Act: Even without a specific SOI law, refusing a voucher may be illegal under the federal Fair Housing Act if it is used as a pretext for discrimination based on a protected class like race, sex, or disability.

What to Do If a Landlord Refuses Your Voucher

If you believe you have been a victim of source of income discrimination, take immediate action:

  1. Document Everything: Keep a detailed record of all interactions, including dates, times, names, and what was said.
  2. Notify Your PHA: Inform the housing authority that issued the voucher. The PHA may be able to contact the landlord to resolve the issue.
  3. Contact a Fair Housing Organization: Local agencies funded by HUD can investigate claims and advocate on your behalf.
  4. File a Formal Complaint: A formal complaint can be filed with a state or local human rights commission or directly with HUD's Office of Fair Housing and Equal Opportunity (FHEO).

When EHVs Are Not an Option: Alternative Paths to Housing Stability

Since new EHV referrals have ended, individuals in crisis must turn to the broader network of housing assistance programs.

For Immediate, Urgent Shelter

For anyone who is currently homeless or has nowhere to sleep tonight, the priority is finding safe, temporary shelter.

  • Dial 2-1-1: This is the most important first call. It is a universal hotline that connects people to local social services, including emergency shelters.
  • Contact Local Homeless Service Providers: Use HUD's online "Find Homeless Assistance" resource to locate the Continuum of Care (CoC) and its partner agencies in your area.
  • National Hotlines:
  • Veterans: National Call Center for Homeless Veterans at 1-877-4AID-VET (1-877-424-3838).
  • Youth: National Runaway Safe line at 1-800-RUNAWAY (1-800-786-2929).
  • Domestic Violence Survivors: National Domestic Violence Hotline at 1-800-799-SAFE (1-800-799-7233).
    • National and Local Charities: Organizations like The Salvation Army operate a nationwide network of emergency shelters and housing programs.

    For Other Rental Assistance Programs

    For those who need long-term rental assistance, several programs exist, though most have long waiting lists.

    • Housing Choice Vouchers (Section 8): Contact your local Public Housing Agency (PHA) to see if its waiting list is open.
    • Other HUD Voucher Programs: HUD funds specialized vouchers for veterans (HUD-VASH), non-elderly persons with disabilities (Mainstream Vouchers), and families in the child welfare system (Family Unification Program).
    • State and Local Programs: Many states and counties administer their own rental assistance programs. Contacting the local CoC or dialing 2-1-1 is the best way to learn about these.

    For Preventing Eviction

    For families at risk of losing their housing, prevention assistance is key.

    • Emergency Rental Assistance: Some state and local funds may still be available for eviction prevention. Start by dialing 2-1-1 or contacting the local housing authority.
    • Non-Profit Assistance: National and local non-profits like Family Promise and Catholic Charities often provide emergency financial assistance for rent, utilities, and landlord mediation.

    Conclusion: Moving Forward with Confidence

    The Emergency Housing Voucher program was a historic and necessary intervention. It demonstrated that with focused resources and flexible rules, the federal government can act swiftly to house the most vulnerable populations. The program served as a real-world policy experiment, offering invaluable lessons on targeted aid and the challenges of cross-agency collaboration.

    While the program's intake phase has concluded, the crisis of housing instability continues for millions. The end of EHV referrals does not mean the end of available help. A complex but robust network of federal, state, and local resources remains in place to assist those in need.

    The critical takeaway is that navigating this system begins at the local level. The path to stability—whether it leads to an emergency shelter, an eviction prevention grant, or a spot on a waiting list—almost always starts with a single action. By contacting your local Continuum of Care or dialing 2-1-1, you can connect with frontline experts who can guide you toward the resources needed to move forward with security and confidence.

    Frequently Asked Questions
    Can I use an emergency housing voucher to buy a home?

    No, emergency housing vouchers were designed exclusively for rental assistance to help secure stable housing quickly. The program's funds could not be used for a down payment or mortgage payments. The primary goal was to address immediate rental needs for those in crisis situations.

    Do emergency housing vouchers expire if I can't find housing?

    Yes, once issued, a household has a specific search period, often between 60 to 120 days, to find a suitable rental unit. Public Housing Agencies (PHAs) had the discretion to grant extensions, but an inability to find a unit within the allotted time could result in losing the voucher.

    Are emergency housing vouchers transferable to another state?

    The EHV program included a feature called "portability," allowing a family to move to a different PHA's jurisdiction after their initial lease-up. This gave families flexibility, but they had to follow the specific portability procedures outlined by both the initial and receiving housing authorities to transfer their assistance.

    What specific supportive services came with an EHV?

    Beyond the rent subsidy, EHVs included services to ensure housing stability. These often featured help with the housing search, funds for security deposits and utility hookups, landlord incentives, and counseling on tenant rights. The goal was to overcome common barriers to securing a lease.

    Could someone with a criminal record get an emergency housing voucher?

    Eligibility was determined on a case-by-case basis. While federal regulations bar individuals on a lifetime sex offender registry or convicted of producing methamphetamine in public housing, PHAs had discretion for other offenses. A past conviction did not automatically disqualify an applicant from receiving an EHV.

    How did immigration status affect eligibility for an EHV?

    To receive assistance, at least one member of the household had to be a U.S. citizen or have eligible immigration status. Households with mixed immigration statuses could receive prorated assistance based on the number of eligible family members, as stipulated by HUD regulations.

    What happens if my income increases after I start using the voucher?

    If your household income rises, your required rent contribution will be recalculated. You will generally pay around 30% of your adjusted monthly income toward rent and utilities. A significant, sustained increase in income could eventually lead to your household graduating from the voucher program.

    Could a college student qualify for an emergency housing voucher?

    Typically, college students were not eligible for an EHV unless they could prove financial independence from their parents and met one of the primary eligibility criteria, such as experiencing homelessness. These rules prevent federal housing assistance from subsidizing standard student living expenses.

    How are landlords paid through the EHV program?

    The Public Housing Agency (PHA) pays the housing subsidy directly to the landlord on behalf of the voucher holder. The tenant then pays their calculated share of the rent to the landlord. This direct payment system provides landlords with a consistent and reliable stream of income.

    What is the difference between an EHV and an Emergency Shelter Grant (ESG)?

    Emergency Housing Vouchers (EHVs) provide a long-term subsidy for rental housing. In contrast, Emergency Shelter Grants (ESG) fund short-term crisis solutions, including the operational costs of shelters, street outreach to people experiencing homelessness, and rapid re-housing financial assistance.

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